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Title: Sex, financial hardship and locus of control: An empirical study of attitudes towards money among Singaporean Chinese
Authors: Lim, V.K.G. 
Teo, T.S.H. 
Loo, G.K. 
Keywords: Financial hardship
Locus of control
Money attitudes
Working adults
Issue Date: 2003
Citation: Lim, V.K.G., Teo, T.S.H., Loo, G.K. (2003). Sex, financial hardship and locus of control: An empirical study of attitudes towards money among Singaporean Chinese. Personality and Individual Differences 34 (3) : 411-429. ScholarBank@NUS Repository.
Abstract: This study examines the effects of (1) gender, (2) financial hardship, and (3) locus of control (LOC), on people's money attitudes. The contributions of our study are two-fold. First, while research in the area of money attitudes has burgeoned recently, relatively few studies have been conducted in the context of Asia. Thus, our study fills this void in the literature by examining people's money attitudes in Singapore. Second, our study extends Lim and Teo's study (Lim & Teo, 1997) on sex, money and financial hardship, by focusing on the money attitudes of working adults, and by examining how LOC influences money attitudes. Respondents comprised 305 ethnic Chinese working adults. Logistic regression analysis results suggest that men were more concerned about the power and anxiety dimensions, while women were more concerned about the budget, retention and evaluation dimensions of money attitudes. Those who had experienced financial hardship were more likely to view money as a source of power and less likely to be non-generous (i.e. more likely to be generous). Internals tended to budget their money, while externals tended to view money as a source of power, use money as a tool for evaluation and be more non-generous (i.e. less generous). © 2002 Elsevier Science Ltd. All rights reserved.
Source Title: Personality and Individual Differences
ISSN: 01918869
DOI: 10.1016/S0191-8869(02)00063-6
Appears in Collections:Staff Publications

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