Please use this identifier to cite or link to this item:
https://doi.org/10.1111/1756-2171.12007
DC Field | Value | |
---|---|---|
dc.title | Why payment card fees are biased against retailers | |
dc.contributor.author | Wright, J. | |
dc.date.accessioned | 2016-06-01T10:13:38Z | |
dc.date.available | 2016-06-01T10:13:38Z | |
dc.date.issued | 2012-12 | |
dc.identifier.citation | Wright, J. (2012-12). Why payment card fees are biased against retailers. RAND Journal of Economics 43 (4) : 761-780. ScholarBank@NUS Repository. https://doi.org/10.1111/1756-2171.12007 | |
dc.identifier.issn | 07416261 | |
dc.identifier.uri | http://scholarbank.nus.edu.sg/handle/10635/124300 | |
dc.description.abstract | I formalize the popular argument that retailers pay too much and cardholders too little to make use of payment card platforms, resulting in excessive use of cards. To do this, I analyze a standard two-sided market model of a payment card platform. With minimal additional restrictions, the model implies that the privately set fee structure is unambiguously biased against retailers in favor of cardholders, a result that continues to hold even if the platform can perfectly price discriminate on both sides. The market failure arising is primarily a regulatory problem and does not raise any competition concerns. © 2013, RAND. | |
dc.description.uri | http://libproxy1.nus.edu.sg/login?url=http://dx.doi.org/10.1111/1756-2171.12007 | |
dc.source | Scopus | |
dc.type | Article | |
dc.contributor.department | ECONOMICS | |
dc.description.doi | 10.1111/1756-2171.12007 | |
dc.description.sourcetitle | RAND Journal of Economics | |
dc.description.volume | 43 | |
dc.description.issue | 4 | |
dc.description.page | 761-780 | |
dc.identifier.isiut | 000313990500008 | |
Appears in Collections: | Staff Publications |
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