Please use this identifier to cite or link to this item: http://scholarbank.nus.edu.sg/handle/10635/77749
Title: ESSAYS ON ECONOMIC BEHAVIOUR OF LOAN REPAYMENT: EVIDENCE FROM HOUSEHOLD AND CORPORATE LOAN MARKETS
Authors: HE JIA
Keywords: Loan Repayment, Mortgage Default, Present-biased Preference, Mortgage Partial Prepayment, Learning, Corporate Default
Issue Date: 22-Aug-2013
Source: HE JIA (2013-08-22). ESSAYS ON ECONOMIC BEHAVIOUR OF LOAN REPAYMENT: EVIDENCE FROM HOUSEHOLD AND CORPORATE LOAN MARKETS. ScholarBank@NUS Repository.
Abstract: This PhD thesis bundles three empirical essays on the topic of economic behavior of loan repayment by households and corporations, aiming to help enrich our understanding of three aspects of the economics of loan repayments by households and corporations: (1) residential mortgage default behavior, (2) residential mortgage partial prepayment behavior, and (3) corporate default risk. The first essay studies whether heterogeneity in borrowers? time preferences correlates with their decision to default on their mortgage payments. The second essay studies the likelihood of making partial prepayments of mortgages and the process through which mortgage borrowers learn to make partial prepayment decisions in the residential mortgage market in China. The third essay studies information beyond accounting and market variables in predicting the default of Chinese-listed companies. Thus, this thesis ultimately contributes to the extant literatures of behavior of debtors in repaying their financial obligations.
URI: http://scholarbank.nus.edu.sg/handle/10635/77749
Appears in Collections:Ph.D Theses (Open)

Show full item record
Files in This Item:
File Description SizeFormatAccess SettingsVersion 
HT090329U_HEJIA.pdf2.02 MBAdobe PDF

OPEN

NoneView/Download

Page view(s)

100
checked on Feb 16, 2018

Download(s)

28
checked on Feb 16, 2018

Google ScholarTM

Check


Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.