Please use this identifier to cite or link to this item: https://scholarbank.nus.edu.sg/handle/10635/99153
DC FieldValue
dc.titleA decision support system for bank credit evaluation under risk
dc.contributor.authorDing, W.
dc.contributor.authorYeo, G.K.
dc.date.accessioned2014-10-27T06:01:11Z
dc.date.available2014-10-27T06:01:11Z
dc.date.issued1996
dc.identifier.citationDing, W.,Yeo, G.K. (1996). A decision support system for bank credit evaluation under risk. Asia-Pacific Journal of Operational Research 13 (2) : 149-169. ScholarBank@NUS Repository.
dc.identifier.issn02175959
dc.identifier.urihttp://scholarbank.nus.edu.sg/handle/10635/99153
dc.description.abstractThe loan and credit function is the heart of banking, under the ever-changing market conditions. The lack of general loan review system in many banks and the lack of precise methods for measuring credit risk are two important reasons why an expert support system is necessary. This paper presents a decision support system with a model action table, a model base and a dynamic process system that triggers appropriate rules to select models to use upon different market signals. In the model base, we suggest models performing judgmental analysis to help a senior bank manager in loan processing that involves customer credit ability evaluation and risks appraisal. The proposed processing system simulates the dynamic decision process of an experienced human bank loan officer. With the dynamic processing using the current market information, every possible outcome and its risk analysis can be obtained.
dc.sourceScopus
dc.subjectBlackboard system
dc.subjectCredit evaluation
dc.subjectDecision support system
dc.subjectModel-based reasoning
dc.subjectMulti-criteria decision making
dc.typeArticle
dc.contributor.departmentINFORMATION SYSTEMS & COMPUTER SCIENCE
dc.description.sourcetitleAsia-Pacific Journal of Operational Research
dc.description.volume13
dc.description.issue2
dc.description.page149-169
dc.description.codenAPJRE
dc.identifier.isiutNOT_IN_WOS
Appears in Collections:Staff Publications

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