Please use this identifier to cite or link to this item: https://scholarbank.nus.edu.sg/handle/10635/141642
Title: LONG-TERM CARE FOR THE ELDERLY: UTILISATION AND FINANCING
Authors: WAN CHEN KANG GRAHAM
Keywords: long-term care, financing, insurance, elderly, Singapore, disability
Issue Date: 27-Jul-2017
Citation: WAN CHEN KANG GRAHAM (2017-07-27). LONG-TERM CARE FOR THE ELDERLY: UTILISATION AND FINANCING. ScholarBank@NUS Repository.
Abstract: Population ageing poses significant long-term care financing policy challenges that can be mitigated by increasing individuals’ ability to pay through long-term care insurance (LTCI); and by decreasing their likelihood of needing care through environmental adaptation (EA). However, few people voluntarily choose to purchase LTCI; and while EA can retard functional decline, whether this translates into lower rates of long-term nursing home admission is unclear. In this thesis, I first show that while Singapore’s current LTC funding streams offset a substantial portion of LTC expenditure for the indigent, those who are not eligible for public subsidies face much higher high out-of-pocket payments. Second, I present findings from a discrete choice experiment showing that middle-aged Singaporeans’ willingness-to-pay for LTCI is not changed by the provision of risk and cost information. Third, I show, through secondary data analysis, that having separate showers lower the probability of self-reported disability in bathing.
URI: http://scholarbank.nus.edu.sg/handle/10635/141642
Appears in Collections:Ph.D Theses (Open)

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