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|Title:||LONG-TERM CARE FOR THE ELDERLY: UTILISATION AND FINANCING||Authors:||WAN CHEN KANG GRAHAM||Keywords:||long-term care, financing, insurance, elderly, Singapore, disability||Issue Date:||27-Jul-2017||Citation:||WAN CHEN KANG GRAHAM (2017-07-27). LONG-TERM CARE FOR THE ELDERLY: UTILISATION AND FINANCING. ScholarBank@NUS Repository.||Abstract:||Population ageing poses significant long-term care financing policy challenges that can be mitigated by increasing individuals’ ability to pay through long-term care insurance (LTCI); and by decreasing their likelihood of needing care through environmental adaptation (EA). However, few people voluntarily choose to purchase LTCI; and while EA can retard functional decline, whether this translates into lower rates of long-term nursing home admission is unclear. In this thesis, I first show that while Singapore’s current LTC funding streams offset a substantial portion of LTC expenditure for the indigent, those who are not eligible for public subsidies face much higher high out-of-pocket payments. Second, I present findings from a discrete choice experiment showing that middle-aged Singaporeans’ willingness-to-pay for LTCI is not changed by the provision of risk and cost information. Third, I show, through secondary data analysis, that having separate showers lower the probability of self-reported disability in bathing.||URI:||http://scholarbank.nus.edu.sg/handle/10635/141642|
|Appears in Collections:||Ph.D Theses (Open)|
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