Please use this identifier to cite or link to this item: https://doi.org/10.4018/jeco.2010100104
Title: Factors affecting e-payment adoption in Nigeria
Authors: Gholami, R.
Ogun, A.
Koh, E. 
Lim, J. 
Keywords: Adoption
E-Commerce
E-Payments
Nigeria
Unified Theory of Acceptance and Use of Technology
Issue Date: 2010
Source: Gholami, R.,Ogun, A.,Koh, E.,Lim, J. (2010). Factors affecting e-payment adoption in Nigeria. Journal of Electronic Commerce in Organizations 8 (4) : 51-67. ScholarBank@NUS Repository. https://doi.org/10.4018/jeco.2010100104
Abstract: The payment system of a country plays a crucial role in its economy; however, despite the benefits of e-Payment and efforts by financial authorities, Nigeria still has a low e-Payment adoption rate. In this regard, there is an urgent need to investigate the factors that affect individuals' intention to adopt e-Payment. Drawing on the unified theory of acceptance and use of technology (UTAUT) model, this paper develops a theoretical model for e-Payment adoption in Nigeria. Additionally, a survey was conducted on 500 respondents with 213 complete responses received to test the model, and results show that perceived benefits, effort expectancy, social influence, trust, awareness, and demographic variables affected individuals' intention to adopt e-Payments. Based on the findings, managerial and theoretical implications are deliberated. Copyright © 2010.
Source Title: Journal of Electronic Commerce in Organizations
URI: http://scholarbank.nus.edu.sg/handle/10635/42519
ISSN: 15392937
DOI: 10.4018/jeco.2010100104
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